Self-Invested Personal Pensions (SIPP s)

The most common of all is the mis selling of a SIPP (SELF INVESTED PERSONAL PENSION) which is only suitable for certain types of people, however thousands of people now find themselves with a SIPP together with unsuitable underlying investments. Such investment breakdown into the following broad categories:

– Property based illiquid investments many offshore
– Hotel Rooms
– Green energy or biofuel investments
– Forestry type alternative investments
– Boutique fund management

If received advice to set up a SIPP or if your SIPP company no longer exists or as changed ownership recently, then contact us and we can review our situation free of charge.

Defined Benefits Pensions

These are pensions that were linked to your workplace and often had guarantees in place such as those typical of a Final Salary pension or workplace pensions that offered guarantees. The FCA believe unsuitable advice has been given in upto 50% of all cases advised. The demand for transfers grew after the pension freedoms act and now many people find themselves unable to afford their retirement. If this situation applies to you then please contact us and we can review your situation.

QROPS and SSASs

Are you one of thousands of people who have either an offshore pension or a pension designed for business owner however you neither live overseas nor own a business. Many of you will also have illiquid inappropriate investments and expensive running costs. You may be entitled to claim for inappropriate advice if you were advised through a UK financial advisor or an advisor with permissions to advise in the UK then contact us immediately and we can offer you a free no obligation review.